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FACTS
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WHAT DOES DAKOTA WESTERN BANK
DO WITH YOUR PERSONAL INFORMATION?
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Why?
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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What?
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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Ÿ Social Security number and Transaction
Ÿ Account balances and payment history
Ÿ Credit history and credit scores
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How?
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All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Dakota Western Bank chooses to share; and whether you can limit this sharing.
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Reasons we can share your personal information
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Does Dakota Western Bank share?
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Can you limit this sharing?
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For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
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Yes
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No
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For our marketing purposes—to offer our products and services to you
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Yes
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No
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For joint marketing with other financial companies
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No
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We Don’t Share
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For our affiliates’ everyday business purposes—information about your transactions and experiences
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Yes
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No
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For our affiliates’ everyday business purposes—information about your creditworthiness
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Yes
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Yes
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For our affiliates to market to you
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Yes
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Yes
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For nonaffiliates to market to you
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No
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We Don’t Share
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To limit
our sharing
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• Call 701-523-5803 or 888-523-5616
• Visit us online: www.dakotawesternbank.com or
· • Mail the form below
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
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Questions?
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Call 701-523-5803 or or 888-523-5616 or go to www.dakotawesternbank.com
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#
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Mail-in Form
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If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below.
Apply my choices only to me.
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Mark any/all you want to limit:
__Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
__ Do not allow your affiliates to use my personal information to market to me.
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Name
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Mail to:
Dakota Western Bank
PO Box D
Bowman, ND 58623
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Address
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City, State, Zip
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Account #
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Who we are
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Who is providing this notice?
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Dakota Western Bank
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What we do
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How does Dakota Western
Bank protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
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How does Dakota Western Bank collect my personal information?
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We collect your personal information, for example, when you
§ open an account or make deposits or withdrawals from your account
§ pay your bills or apply for a loan
§ use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
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Why can’t I limit all sharing?
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Federal law gives you the right to limit only
§ sharing for affiliates’ everyday business purposes — information about your creditworthiness
§ affiliates from using your information to market to you
§ sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
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What happens when I limit sharing for an account I hold jointly with someone else?
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Your choices will apply to everyone on your account — unless you tell us otherwise.
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Definitions
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Affiliates
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Companies related by common ownership or control. They can be financial and nonfinancial companies.
· Dakota Western Insurance
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Nonaffiliates
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Companies not related by common ownership or control. They can be financial and nonfinancial companies.
· Dakota Western Bank does not share with nonafiliates so they can market to you.
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Joint marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
· Dakota Western Bank does not jointly market
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